Q: What happens if there is a change in student dependent status?
A:
If your child aged over 21 stops studying, goes to part-time study, gets married, or starts earning over the tax-free threshold, you need to tell us in writing as they can no longer be covered under your standard family membership.
Your child can choose to have their own policy, with no waiting periods, provided they join with ACA Health within two months of coming off your membership.
Alternatively, the Dependent Extension product allows unmarried children from the age of 21 and under 31 who are no longer studying full-time, to stay on the Family Membership. By taking out the Dependent Extension, the membership premium is increased by 30%.
The Dependent Extension option is only available on combined covers below;
- Gold Deluxe Hospital and Complete Ancillary
- Gold Deluxe Hospital and Ancillary Lite
- Gold Private Hospital and Complete Ancillary
- Gold Private Hospital and Ancillary Lite