Hospital Only Cover:

You can also combine one of our hospital covers with an extras cover or choose any product on its own to suit your life stage health needs.

With our premium Gold Deluxe Hospital and Complete Extras package you receive one of the most comprehensive insurance packages available in the industry.

Please Note:

  • All new and upgraded hospital policies, waiting periods apply.
  • Hospital cover only applies to services received as an in-patient and does not apply to out-patient services (e.g. GP or Specialist consults, MRI’s or Ultrasounds)
  • Hospital cover only applies when a service is recognised by Medicare
  • Out-of-pocket for Medical Specialists and Doctor’s fees can apply to any level of Hospital cover.

If you would like to find out what cover might be most suitable for you, try our quick quote finder or give us a call on 1300 368 390.

 

Type Of Cover

Single

Single is solely for the person named on the membership application.

Single Parent

Single parent for the person named on the membership application and their dependents.

Single Parent + Dependant Extension

Single Parents can keep their unmarried children between the ages of 21 to 25 covered under their membership, even if the children are no longer studying full-time.

The Dependant Extension adds a 30% loading to the cost of the membership premium and is only available on the following cover types:

  • Family Gold Deluxe Hospital & Complete Ancillary
  • Family Gold Deluxe Hospital & Ancillary Lite
  • Family Gold Private Hospital & Complete Ancillary
  • Family Gold Private Hospital & Ancillary Lite

Family/Couples

Family/ Couples cover for the member, as well as the member’s nominated partner and/or dependents.

Children are considered dependent until the age of 21, or 25 if they are an unmarried full-time student and earning less than $20,000 per year.

Family + Dependant Extension

Parents can keep their unmarried children between the ages of 21 to 25 covered under their membership, even if the children are no longer studying full-time.

The Dependant Extension adds a 30% loading to the cost of the membership premium and is only available on the following cover types:

  • Family Gold Deluxe Hospital & Complete Ancillary
  • Family Gold Deluxe Hospital & Ancillary Lite
  • Family Gold Private Hospital & Complete Ancillary
  • Family Gold Private Hospital & Ancillary Lite

How To Change Your Cover

Changing your type of cover or level of membership is easy.

You can:

Contact us on 1300 368 390 to discuss changing your cover or level of membership.

Please refer to Not So Fine Print for information on waiting periods and cover limitations.