Why Us?


You and your family are at the centre of everything we do, rather than the concerns of shareholders, governments or overseas owners. We are here for our members first, last and only. In addition, we offer quality cover, value and options fit for all stages of life.

ACA Health promotes a culture of caring and compassion believing in ethics before profits. Therefore providing peace of mind in knowing that an ACA Health Policy can cover you for hundreds of thousands of dollars in the event you need it.

Great Benefits

We pay up to 4 times your annual fee with an unbeatable range of extras with per treatment payments over double other health funds.

Provider Choice

We won’t dictate to you which recognised health provider you need to see and the type of treatment you receive. It’s all about choices, value for money, service and peace of mind.

Unbeatable Extras

We pay up to 80% in benefits on a majority of our Ancillary products including Dental, Optical, Physiotherapy and Chiropractic.

Members Health Fund Alliance

Alongside 27 like-minded not-for-profit funds that exist to deliver the best possible service and benefits to you – the member.

Dependent Extension

Allows unmarried children from the age of 21 and under 31 who are no longer studying full-time to stay on the Family Membership.

Value for Money Cover

We keep our Products simple and price competitive.

Our Long History

For 87 years, we have been proving cover for members of the Seventh-day Adventist employee community and their families. Today we also welcome appointed Local Church Officers and their families.

Fast Claiming Options

Members can claim via the ACA Health Mobile Claiming App, through the Member Online Service Portal or by email for faster turnaround on their claims.

High Member Satisfaction

With 98% satisfaction on our products and service, we remain at an industry high.

Infinite Hospital

All hospital policies will help close the gap indefinitely on all Medicare approved hospital items. No restrictions. No exclusions.

Large Enough to Make Generous Payouts

We provide immediate access to the level of care and treatment you require, while being financially protected.


100% of our operating surplus goes back to members

Join Now by filling out our online application.