Gold Duluxe Hospital
Most comprehensive
- No excess
- No exclusions
- No co-payments
Check out our information on joining ACA for your health benefits.
Check out our information on joining ACA for your health benefits.
Check out our information on joining ACA for your health benefits.
Check out our information on joining ACA for your health benefits.
Skip 2, 4 & 9 month waiting periods when you sign
up with Combined Hospital & Extras Cover*.
*T&Cs apply. Valid to 31/10/2024.
Get 4 Weeks FREE membership with any Combined Hospital & Extras Cover*. *T&Cs apply. Valid to 31/08/2024.
Experience the freedom to live a life of purpose and vitality knowing your health needs are taken care of.
All hospital policies will help close the gap indefinitely on all Medicare approved hospital items. No restrictions. No exclusions.
We pay up to 80% in benefits on a majority of our products, including dental, optical, physiotherapy and chiropractic.
Benefit from generous payouts, an unbeatable range of extras, your choice of provider, value for money, faster claim options and more.
We support the workers of God and exist solely to benefit the health and well-being of current and past employees of the Seventh-day Adventists Church Companies, appointed Local Church Officers and their families in Australia. Find out if you’re eligible and join us today to become a member of ACA Health.
Whether you’re looking for full health cover, an unbeatable extra or a bit of both, we have you covered at ACA Health.
Lower cost with co-payment
Lower cost with co-payment
The next best thing to Gold
The next best thing to Gold
Essential cover for the basics
Essential cover for the basics
For public hospitals
For public hospitals
Range of services included
Range of services included
Benefits for essentials
Benefits for essentials
Compare your current policy to ACA Health and make the switch today.
Already served a waiting period? It switches with you, so you’ll have continuous cover.
Everything you need to know about ACA Health
Lifetime Health Cover is a Government initiative that rewards those who take out and maintain hospital cover at a younger age with lower premiums throughout their life (compared to someone who joins later in life).
To lock in the lowest premiums for life under Lifetime Health Cover, a person needs to take out hospital cover with a registered fund before the first July 1 following their 31st birthday. After 31, the younger you join, the lower your premiums will be.
Under Lifetime Health Cover, health funds are required to charge people who were not members of a hospital cover prior to 1 July 2000, 2% extra on top of the normal premiums for every year they are aged over 30 when they first take out hospital cover.
For more information on Lifetime Health Cover, please refer to the Private Health website or contact us.
The Medicare Levy Surcharge (MLS) encourages high income earners to take out private hospital cover, and where possible, to use the private system to reduce the demand on the public system.
Where high-income earners do not take out private health insurance, they are charged an additional 1% on their taxable income on top of the usual 1.5% Medicare Levy.
For more information, click here.
Search for your question in our FAQs.
ACA Health Benefits Fund a proud member of
Members Health Fund Alliance