Who is ACA health?

This may be the first time you’ve heard of ACA Health. That’s because we’re not interested in showy sponsorships or mainstream advertising.

We prefer to invest in making our policies better and our invited members happier, rather than worrying about trying to be everything for everyone.

Why choose us

While joining one of the big three private health funds can seem like the ‘safe choice’, in the end it feels like all the money goes into flash ads instead of your back pocket.

ACA Health is not like that. You and your family are at the centre of everything we do, rather than the concerns of shareholders, governments or overseas owners.

For over 50 years we’ve supported the families of iconic Australian companies like Sanitarium, Sydney Adventist Hospital and Adventist Education

And with an independently verified member satisfaction level of over 99%, you can see that our more than 11,000 members love it when they’re put first and last.

We provide practical, simple policies not a thousand different options with excesses to pay and exclusions for who knows what.

Our members have asked for and received market leading per treatment payments on the most important areas of dental, orthodontic and optical. For many common services like ‘scale and clean’, we offer more than double the return payments of some of the large funds.

ACA Health promotes a culture of caring and compassion believing in ethics before profits. There’s peace of mind in knowing that an ACA policy can cover you for hundreds of thousands of dollars in the event you need it.

What we offer

  • Benefits of up to 4 times your annual fee
  • Unbeatable range of extras with per treatment payments over double other health funds
  • 100% of our operating surplus goes back to members
  • ACA Health is only for members of the Seventh Day Adventist employee community
  • Impressive 99% member satisfaction from Discovery Australia
  • Part of the Members Own Health Funds – an alliance of 18 like-minded not-for-profit funds
  • Our Unlimited Hospital Policy means that we help lessen out-of-pocket expenses on
  • Medicare approved hospital items with no restrictions, limits or exclusions
  • ACA Health is large enough to make these generous payouts when you really need it, not 6 months later.

Our Promises

100% for members

100% of operating surplus is retained each year for the payment of future member benefits.

Infinite hospital

All ACA hospital policies will help close the gap indefinitely on all Medicare approved hospital items. No restrictions. No exclusions.

Our Values

Members first and last

We exist only to serve members. And those members can only be invited if they’re a part of the Seventh Day Adventist employee community.

Unbeatable extras

We provide market leading per treatment payments of up to double the big three funds on dental, orthodontic and optical. In addition, the total of all the possible extras benefits available to members would be more than four times our annual membership fee.

People not policies

We focus on people, not the details of a policy. We have the industry’s lowest number of complaints and have been highly awarded over many years across many categories − from Outstanding Customer Service to Best Fund In Class.

Ethics before profits

We’re not just financially strong, we’re ethically strong. And our principles mean more value for you with more inclusions, less fine print and more compassion.