ACA Health Benefits Fund $200 Off Your Policy Offer Terms & Conditions

1. These Terms and Conditions apply to the ACA Health Benefits Fund $200 Off Your Policy (“Offer”), and information on the Offer forms part of these Terms and Conditions. Acceptance of the Offer is deemed to be acceptance of these Terms & Conditions.
2. The Promoter is ACA Health Benefits Fund Limited ACN 128 673 923 (“Promoter”).
3. This Offer commences at 9:00am (AEST) on 1 July 2020 and closes at 5.00pm (AEST) on 31 August 2020 (“Offer Period”).
4. Under the Offer, the Promoter is offering AUD$200 Off Your Policy.
5. This Offer is open to permanent residents of Australia as at the date of joining (being the date of completion of join) who would have been required to pay premiums on the selected ACA Health Benefits Fund cover (“Eligible Customer”).
6. Eligible Customers must meet all the following criteria to be eligible to receive the Offer:
   1. the Eligible Customer must meet ACA Health Benefits Fund eligibility criteria;
   2. the Eligible Customer must take out a new ACA Health Benefits Fund combined Hospital and Ancillary product (“Eligible Product”) during the Offer Period;
   3. the Eligible Product must have a Policy Start Date between 1/07/2020 and 31/08/2020;
   4. the Eligible Customer must have paid their first months’ policy contribution in order for the $200 Off Your Policy to be paid;
   5. the Eligible Customer must not be a current policyholder of a product issued by ACA Health Benefits Fund Limited ACN 128 673 923 at the time of joining the Eligible Product, or have joined and cancelled such a product within 6 months before or during the Offer Period; and
   6. the Offer is not available to existing ACA Health Benefits Fund Limited ACN 128 673 923 policyholders for policy upgrades, when a spouse/dependent is added to an existing policy, or for standalone Hospital cover or Extras cover.
7. The Offer consists of the following:
   • $200 Off Your Policy for Eligible Customers on all combined Products taken out during the Offer Period that normally require payment of policy contributions under the relevant Eligible Product. The Promoter will apply the $200 Off Your Policy once the first month membership premium has been Applies to all combined Products and excludes waiting periods on Hospital cover (“Waiver”).
8. Only one (1) $200 Off Your Policy will be made per policy. If there is more than one policyholder (couples and families), the primary policyholder will receive $200 Off Your Policy.
9. The goods and/or services provided by the Promoter through this Offer comes with consumer guarantees under the Australian Consumer Law (“ACL”) that cannot be limited or excluded by these Terms and Conditions. Except for this liability under the ACL and any other liability that cannot be excluded by law, the Promoter (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way in connection with this Offer.
10. Eligible Customers switching from another health insurer who have served a waiting period on an equivalent service covered by an ACA Health Benefits Fund policy are generally not required to serve a new waiting period for that service.
11. Personal information is being collected by the Promoter in order to facilitate the conduct of this offer. The personal information collected either by, or on behalf of the Promoter, will only be used for the purposes of administrating the Promoter, including the determination of entitlement to benefits; the calculation and payment of those benefits; and the collection of contributions together with related regulatory requirements such as member communication and reporting. The Promoter will only disclose personal information that has been collected if expressed consent is given by the individual affected; or law requires disclosure. Participation is conditional on providing this personal information. The Promoter will use and handle personal information collected as set out in the ACA Health Benefits Fund Privacy Policy, which can be viewed at http://acahealth.com.au/privacy-policy/. The Privacy Policy also contains information about how individuals may opt out, access, update or correct their information, how individuals may complain about the treatment of their information, and how those complaints will be dealt with.
12. This Offer is not transferable, exchangeable or able to be combined with any other Offer or discount from ACA Health Benefits Fund.
13. The Promoter reserves the right to vary or withdraw this Offer at any time and without notice.