$100 Gift Card & Skip 2 + 4 Month Waiting Period on Ancillary Products Offer Terms & Conditions

  1. These Terms and Conditions apply to the ACA Health Benefits Fund $100 Gift Card & Skip 2 + 4 Month Waiting Period on Ancillary Products (“Offer”), and information on the Offer forms part of these Terms and Conditions. Acceptance of the Offer is deemed to be acceptance of these Terms & Conditions.
  2. The Promoter is ACA Health Benefits Fund Limited ACN 128 673 923 (“Promoter”).
  3. This Offer commences at 9:00am (AEST) on 1 September 2020 and closes at 12.15pm (AEST) on 30 October 2020 (“Offer Period”).
  4. Under the Offer, the Promoter is offering one (1) AUD$100 Gift Card. The Gift Card is subject to the terms and conditions of use of the relevant supplier(s), those stipulated on the card, including expiry dates and is not replaceable if lost, stolen or damaged. Plus skip on 2 + 4 Month Waiting Period on the selected ACA Health Benefits Fund Ancillary cover.
  5. This Offer is open to permanent residents of Australia as at the date of joining (being the date of completion of join) who would have been required to pay premiums on the selected ACA Health Benefits Fund cover (“Eligible Customer”).
  6. Eligible Customers must meet all of the following criteria to be eligible to receive the Offer:
    1. the Eligible Customer must meet ACA Health Benefits Fund eligibility criteria;
    2. the Eligible Customer must take out a new ACA Health Benefits Fund combined Hospital and Ancillary product (“Eligible Product”) during the Offer Period;
    3. the Eligible Product must have a Policy Start Date between 01/09/2020 and 30/10/2020.
    4. the Eligible Customer must have paid their first month policy contribution in order for claims to be processed and to receive the $100 Gift Card;
    5. the Eligible Customer must not be a current policyholder of a product issued by ACA Health Benefits Fund Limited ACN 128 673 923 at the time of joining the Eligible Product, or have joined and cancelled such a product within 6 months before or during the Offer Period; and
    6. the Offer is not available to existing ACA Health Benefits Fund Limited ACN 128 673 923 policyholders for policy upgrades, when a spouse/dependent is added to an existing policy, or for standalone Hospital cover or Extras cover
  7. The Offer consists of the following:
    • $100 Gift Card & Skip 2 + 4 Month Waiting Period on Ancillary Products for Eligible Customers on all Ancillary services taken out during the Offer Period that normally require a 2 & 4 month waiting period under the relevant Eligible Product. The Promoter will apply the waiver at the time the Eligible Customer takes out the Eligible Product. Applies to Ancillary services only and excludes waiting periods on Hospital cover (“Waiver”).
  8. Only one (1) Gift Card will be awarded per policy. If there is more than one policyholder (couples and families), the primary policyholder will be awarded the Gift Card.
  9. The Gift Card is not transferable, exchangeable, or substitutable for cash and cannot be combined with any other offer or discount from the Promoter. If the Offer or redemption of the Offer causes the recipient to incur a tax liability, the recipient is liable for payment of such tax.
  10. If for any reason the Eligible Customer does not redeem the $100 Gift Card by the expiry date stipulated on the card, then the Gift Card will be forfeited.
  11. The goods and/or services provided by the Promoter through this Offer comes with consumer guarantees under the Australian Consumer Law (“ACL”) that cannot be limited or excluded by these Terms and Conditions. Except for this liability under the ACL and any other liability that cannot be excluded by law, the Promoter (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way in connection with this Offer.
  12. Once the Gift Card has been dispatched and to the extend permitter by the ACL, the Promoter will not be responsible for any delay to deliver the Gift Card.
  13. Eligible Customers switching from another health insurer who have served a waiting period on an equivalent service covered by an ACA Health Benefits Fund policy are generally not required to serve a new waiting period for that service. This waiver will not apply to these Eligible Customers.
  14. If an Eligible Customer switching from another health insurer has not served the waiting period on all equivalent services covered under an ACA Health Benefits Fund – Ancillary policy, then the Eligible Customer will be eligible for the Waiver component of the Offer only to the extent of those equivalent services for which they have not served the waiting period. For example, if an Eligible Customer has served the waiting period on 2 out of 3 equivalent services, then they will be eligible for the Waiver for the other 1 equivalent services only.
  15. Where the policy is a couples or family policy the Waiver will be applicable to each person covered on the policy.
  16. If an Eligible Customer claims within the 30 day cooling off period from the policy commencement date, they will not eligible for a refund on their policy if they choose to cancel.
  17. Personal information is being collected by the Promoter in order to facilitate the conduct of this offer. The personal information collected either by, or on behalf of the Promoter, will only be used for the purposes of administrating the Promoter, including the determination of entitlement to benefits; the calculation and payment of those benefits; and the collection of contributions together with related regulatory requirements such as member communication and reporting. The Promoter will only disclose personal information that has been collected if expressed consent is given by the individual affected; or law requires disclosure. Participation is conditional on providing this personal information. The Promoter will use and handle personal information collected as set out in the ACA Health Benefits Fund Privacy Policy, which can be viewed at http://acahealth.com.au/privacy-policy/. The Privacy Policy also contains information about how individuals may opt out, access, update or correct their information, how individuals may complain about the treatment of their information, and how those complaints will be dealt with.
  18. This Offer is not transferable, exchangeable or able to be combined with any other Offer or discount from ACA Health Benefits Fund.
  19. The Promoter reserves the right to vary or withdraw this Offer at any time and without notice.