$100 Off Your Policy Birthday Giveaway Terms & Conditions

1. These Terms and Conditions apply to the ACA Health Benefits Fund $100 Off Your Policy Birthday Giveaway (“Offer”), and information on the Offer forms part of these Terms and Conditions. Acceptance of the Offer is deemed to be acceptance of these Terms & Conditions.
2. The Promoter is ACA Health Benefits Fund Limited ACN 128 673 923 of 148 Fox Valley Road, Wahroonga NSW 2076 (“Promoter”).
3. This Offer commences at 9:00am (AEST) on 7 September 2021 and closes at 5.00pm (AEST) on 30 September 2021 (“Offer Period”).
4. This Offer is open to permanent residents of Australia who are Existing Customers of the Promoter (“Existing Customer”).
5. Existing Customers must meet all the following criteria to be eligible to receive the Offer:
   1. Existing Customer premium has been paid to the date the Offer closes
   2. Existing Customer is not on suspension
   3. Existing Customer is not on a payment plan
   4. Existing Customer is not in arrears
   5. Existing Customer is not a staff member of the Promoter
   6. Existing Customer has posted the year of membership commencement on the Promoter’s Birthday Giveaway Facebook Post
6. The Offer consists of the following:
   1. $100 Off Your Policy to the Existing Customer who is the Promoter’s longest financial member.
7. Only one (1) $100 Off Your Policy will be made per policy. If there is more than one policyholder (couples and families), the primary policyholder will receive $100 Off Your Policy.
8. The goods and/or services provided by the Promoter through this Offer comes with consumer guarantees under the Australian Consumer Law (“ACL”) that cannot be limited or excluded by these Terms and Conditions. Except for this liability under the ACL and any other liability that cannot be excluded by law, the Promoter (including its officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way in connection with this Offer.
9. Personal information is being collected by the Promoter in order to facilitate the conduct of this offer. The personal information collected either by, or on behalf of the Promoter, will only be used for the purposes of administrating the Promoter, including the determination of entitlement to benefits; the calculation and payment of those benefits; and the collection of contributions together with related regulatory requirements such as member communication and reporting. The Promoter will only disclose personal information that has been collected if expressed consent is given by the individual affected; or law requires disclosure. Participation is conditional on providing this personal information. The Promoter will use and handle personal information collected as set out in the ACA Health Benefits Fund Privacy Policy, which can be viewed at http://acahealth.com.au/privacy-policy/. The Privacy Policy also contains information about how individuals may opt out, access, update or correct their information, how individuals may complain about the treatment of their information, and how those complaints will be dealt with.
10. No third party services, can be used to promote the Offer.
11. The Promoter reserves the right, at any time, to verify the validity of members and memberships (including a member’s identity, age and place of residence) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the Offer. Errors and omissions may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.
12. The Promoter’s decision on any matters relating to these terms and conditions is final and no correspondence will be entered into.
13. This Offer is not transferable, exchangeable or able to be combined with any other Offer or discount from the Promoter.
14. The Promoter reserves the right to vary or withdraw this Offer at any time and without notice.